Here are the 5 Best Investments of all time that pay passive income for life
► My Stock Portfolio + Stock Tracker: https://www.patreon.com/andreijikh
► Get 2 Free Stocks on WeBull (Valued up to $1400 when you deposit $100): https://act.webull.com/kol-us/share.html?hl=en&inviteCode=QhhB1aDNwEDP
► ROBINHOOD Free Stock: https://robinhood.c3me6x.net/c/1980551/671816/10402
► Open A Roth IRA: https://m1finance.8bxp97.net/c/1980551/696710/10646
► FREE Discord: https://discord.gg/Hff86m9
► Follow Me On Instagram: https://www.instagram.com/andreijikh/
A passive income investment is something that pays you money while you sleep. The best passive income investments are ones that pay you for life without ever working or needing a job. When thinking of my income, I don’t think of my true income as money I earn from my job; instead, it’s the income I make while I sleep that I count as true income.
“What’s the best investment money can buy?”. “It depends on your financial goals”. That never made any sense to me, how can my goals be any different than yours? Isn’t the goal to make as much money as possible and be rich? Don’t we all want to know how to be a millionaire? It turns out, the answer is not so black white. With that said, this is my attempt at answering that question for my younger self. Here are the top 5 passive income investments of all time.
#5 “Alternative Investments”. Let’s start with one that you should avoid. Many people seem to think these are good investments but they aren’t. They include collectibles, coins, art, watches, etc. These investments don’t pay us passive income and involve a degree of luck beyond our control so because of that, it gets a 2/10 for the money factor. It’s easy to invest and buy for anyone around the world so it earns a high score of 8/10 (easy). Investing here to protect yourself isn’t very safe however, you risk damages, loss or theft, and your investment losing value. The safety score is 5/10. For taxes, it’s taxed a long term capitals gains rate of 28% so it gets a 4/10 for a grand total of 18/40.
#4 P2P Lending which is where you loan money to people and small businesses that were not able to get approved on loans from traditional banks. These investments are higher risk because the borrowers usually have lower credit scores. The return rate on your money is about 4-7% so I will give a solid 5/10 to both the return and risk because you can essentially pick and choose which way you want to go with both. Be careful doing this because it’s an 8/10 for difficulty meaning anyone can get started but you may never get your money back if someone defaults on their loan. Taxes are based on your income tax bracket which isn’t as good as long term capitals gains so I’ll give it a 5/10 for a grand total of (23/40).
#3 Royalties. I make around $100 a month in royalties from courses I put together since high school. The sky is the limit so the money factor is high 8/10. However, it’s difficult and not everyone can make a product people will want to buy so the it gets a 5/10 for difficulty (moderate level). Since you’re investing in yourself essentially, I think the risk is low so I’ll give it a high score of 8/10. Taxes for royalties are taxed on Schedule C under ordinary income rates so I’ll give it a 5/10. Bringing the total to 26/40.
#2 Stock Market Investing, specifically, buying dividend stocks to generate passive income. This is my all time favorite passive investment. I make around $7,500 to $8,000 a year from this one and the potential for money is an easy 8/10.
#1 Real Estate investing. If you want to make the most amount of money, as quickly as possible, with the most flexibility and balance, then real estate is the go to asset. You can buy $100 worth of real estate with only $20 down, so your money goes much farther than anywhere else giving it an 8/10. Unfortunately, it’s difficult. Dividends are much easier to start with and it takes a pretty big learning curve and much more money to start doing this. On the difficulty level – 6/10. If you can master it though, real estate can be a protection against inflation at the worst case scenario, so it’s just about as safe as a stable blue chip stock so we’ll also give it an 8/10. When it comes to taxes, you can write off just about everything when it comes to real estate. Property taxes, mortgage interest, etc. giving this a 10/10 bringing the total score to 32/40.
Honorable mentions I didn’t include are CDs, bonds, high yield savings accounts but I don’t consider them “investments” as much as just places to hold your money so it doesn’t lose value.
*None of this is meant to be construed as investment advice, it’s for entertainment purposes only. Links above include affiliate commission or referrals. I’m part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
1. Stonks
2. Stonks
3. Stonks
4. Stonks
5…………
.
.
.
.
.
Stonks
Why am I so in love with…..your VOICE 😍😍😍😍
My younger self had a kid tell me I would grow up to be rich but single… so far, that guy is clairvoyant.
tres leches !!!! yum
How much have you invested in total to make between $7,500 to $8,000 a year from stock market?
I'll be glad if you could answer this question 🙂
P.S.: very nice video 👌
..but is that really Frieza's final form 🤔
My plan to make $2million from stocks, then reinvest into real estate as passive income source for retirement, I saw news of an investor that made $350,000 in months and I'd really need help with clues and tips on how to make 6figure profit monthly.
Hi Andrei great video. Regarding your comment of being able to leverage real estate and writing off the expenses, you can also do the same by leveraging stocks in a margin account. So you can use leverage to buy additional shares of dividend stocks if the interest rates are low enough, then write off the interest payments as "investment expenses." Given that option my personal ranking would put leveraged stock investing at number 1 and real estate at number 2. Thoughts?
This is what I choose: real estate/rental property/multi-family homes, stocks, and gold to preserve the profits for retirement.
Thisssssssss hahahahaha
Who else loves his jokes?😊
I love the DOUG CAMEO 😂😂
You’re very inspiring I’m happy I found your videos at 22 I’m realizing I’m not doing a lot of things right now and better understanding now then understanding and starting later I have hope for my future because of your videos it helped opened my eyes to try to learn how to invest, save money, and try to gain passive income and watch other podcasts from others like Dave Ramsey and warren buffet THANK YOU 🙏‼️ This is my first time ever commenting on a YouTube video to just wanted to show appreciation 😂
You need the dark magician Lego character!!
I pray all of you become successful so that you can be insanely generous to others.
Ghosting Graham and then silently deleting the video where you spread false info. nice. Its too bad the fake video you made was the first one i had to see. I almost subbed.
STONKS! Love the content Andrei, SUBBED!
invest in the otc markets ROTH and RCHA, and hold…
this isn’t financial advice, and only meant to entertain the reader
Great video
You will be successful.
@12:42 that damned wink. Now I gotta check out that gram.
My Alternative investments are all my JoJo Bizarre and konosuba figures.
Except. I’m not gonna sell them.
Ma-Jikh of Finance. Today I realise 😀
I came just because your thumbnail was epic
What about Bitcoin? It has out competed the stock market hands down!